Payments

Payment method

At WorthKart, we provide secure and convenient payment options to ensure a smooth shopping experience. All payments are processed through trusted and secure payment gateways to protect your financial information.

Accepted payment method

We currently accept the following payment options:

  • Credit Cards (Visa, Mastercard, RuPay, American Express*)
  • Debit Cards
  • UPI Payments (Google Pay, PhonePe, Paytm, BHIM, and other UPI apps)
  • Net Banking
  • Digital Wallets (where available)
  • Cash on Delivery (COD) (available for selected products and eligible locations)
  • EMI Options (available on eligible products and supported bank cards, if applicable)

Payment security

  • All online transactions are encrypted using secure SSL technology.
  • Payments are processed through trusted payment gateway partners.
  • WorthKart does not store your complete credit or debit card details on its servers.
  • Your payment information is handled in accordance with applicable security standards.
  • Payment confirmation

    • Once your payment is successfully completed, you will receive an order confirmation via email, SMS, or WhatsApp (where available).
    • If your payment is successful but you do not receive confirmation, please contact our customer support.

    Failed or declined 

    A payment may fail due to:

    • Insufficient account balance
    • Incorrect card or payment details
    • Bank authorization issues
    • Network or technical errors
    • UPI timeout or transaction failure

    If your payment fails, you can try again using the same or another payment method.

    Refund

    If a payment is successfully debited but the order is not confirmed or is cancelled, the refund (if applicable) will be processed to the original payment method within the timelines mentioned in our Return & Refund Policy.

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